Sally Turner-Cummins
25 Years Experience

Your Trusted Partner in Accounting, Tax, and Financial Growth

Practical support with UK tax, accounting and financial matters for individuals and businesses both in the UK and overseas.
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About Us

At s&, we provide expert financial management and international compliance advisory designed for small and medium-sized businesses

Services

Precision That
Powers Success

Accounting

Accurate financial statements and reporting to keep your business compliant and informed.

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Bookkeeping

Keeping your records organized, accurate, and compliant so you can focus on what matters most.

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Taxation

Expert guidance to optimise financial performance, ensure compliance, and support sustainable growth.

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International

Clear, detailed reports that help you understand your multi-jurisdictional operations and make confident, informed decisions.

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Consulting

Strategic financial guidance to help you plan, scale, and make confident business decisions.

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Fractional CFO

Strategic financial leadership and advisory support scaled to your business—without the full-time overhead.

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Who we Work With

Tailored financial
solutions for SMEs

Family-Owned Businesses

Strengthening Family Businesses

We support family-run companies with clear financial reporting, practical planning, and tailored advice to protect stability and guide long-term growth.

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Family-Owned Businesses
Local Shops

Simplifying Everyday Finances

For independent retailers, cafés, and service providers, we deliver bookkeeping, payroll, and compliance solutions that make managing money simple.

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Local Shops
Growing Enterprises

Scaling with Confidence

As your business grows, our consultants help streamline reporting, manage tax efficiently, and build strong financial systems for sustainable success.

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Growing Enterprises
International Operators

Supporting UK expats and operations in the UAE and Overseas

Whether you're a company or an expat. We guide you through compliance, reporting, rental property returns, and self-assessment requirements across both jurisdictions

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International Operators
Why Us

Why s&
Stands Out

Tailored
Solutions

Every business is unique, and our solutions are tailored to your specific needs, complexity, and growth ambitions

Expert
Guidance

Strategic advice tailored to your business, so you can move through complexity and make confident decisions

Time-Saving
Processes

Efficient processes that save you time—so you can focus on running your business, not managing administration

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Core Values

The Foundation of Our Success

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Need a Chartered Certified Accountant?

Expert financial insight and guidance to keep your business compliant today and strategically prepared for tomorrow.

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Contact UsSchedule a call